Compare, Estimate, Plan Easy’s Car Finance Calculator
Our online car loan calculator is an easy-to-use lending estimation tool that buyers can use to eliminate the guesswork when it comes to finding the right credit product for their commercial or personal vehicle purchase. It’s quick, free and can be accessed wherever and whenever suitable for the buyer, providing a high level of convenience for individuals in the market for a car loan.

While the device is free, the results it generates for vehicle buyers are invaluable. Its estimations are immediate and showcase the monthly payment amount for the figures entered by the user. By using the calculator, buyers can see how their payments vary based on the credit product being selected.
Luckily, our access to 80+ banks and lenders means we can source the absolute lowest current market rates thanks to our computing device and chart. With Easy, comparing rates has never been more simple. Acquire your motor vehicle lending rate after having your application for funding assessed. Get the process started by requesting a quote online today, or by calling our office.
- Personal Car Loans - Secured and Unsecured
- Commercial Car Loans - Chattel Mortgage, Lease, CHP, Rent-to-Own
- Absolute lowest car finance rates on the market
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Your Vehicle Repayments with Flexible Financing Options
The market for commercial and personal car finance is extensive, involving significant variations in rates across all banks, credit companies, and other non-bank lenders. Not to mention the rate variations that exist between credit facilities – secured and unsecured finance for personal car loans; and Chattel Mortgage, Lease, Rent-to-Own, and CHP for commercial car loans.
Anyone is able to use the calculator estimate below to determine their repayment estimates for any type of new or used vehicle and any type of credit facility. Compare a variety of differently priced vehicles, consider the range of funding structure available, and determine the different types of financing on offer for commercial and private buyers.
The repayment estimates are dependent on individual application details, meaning quotes from our brokers can vary from those sourced online. For a more accurate quote, submit a request via the online form on our website, or by giving our office a call.

Comparing Loan Repayments with Our Car Loan Calculator
Monthly repayments are a key factor to consider when committing to consumer or commercial motor vehicle finance. This is a major reason why we provide an online estimation tool – so buyers can obtain monthly repayment estimates quickly and easily. It doesn’t involve any complicated calculations or high-level maths expertise. All you need to do is enter the numbers that relate to your purchase and select a term and balloon preference – the calculator will do the rest.
The functionality of the calculator allows users to work out what their monthly outgoing will likely be based purely on the values entered. Buyers can observe how the repayment amount changes by tinkering with the preferences entered like the rate and credit product – Secured, Unsecured, Chattel Mortgage, CHP, Lease, and Rent-to-Own.
Our online device can be used for working out estimated repayments for all types of vehicles for commercial operations or recreational use. However, it is important to note that the results are estimates only and that individual applications will likely attract a different rate or term based on specific circumstances. The calculator also fails to include lender fees and charges in its estimations.
Regardless of the overall accuracy of our estimation device, it is still a highly invaluable tool for borrowers when it comes to buying or planning a purchase. For whatever new or used car that you want to buy, work out the likely repayments – utes, cab chassis, commercial vans, passenger cars, wagons, SUVs, light commercial vans, 4WDs and small hatches.
Make a more informed decision about your car purchase by using the free and invaluable online car loan calculator today.
- Contact Easy after obtaining an estimate in your ballpark
- Easily convert interest rates to monthly repayment estimates
- Compare monthly repayments on different vehicle prices
- Adjust preferences to obtain better repayment estimates
Simple Repayment Estimates
Monthly repayments are a key factor to consider when committing to consumer or commercial motor vehicle finance. This is a major reason why we provide an online estimation tool – so buyers can obtain monthly repayment estimates quickly and easily. It doesn’t involve any complicated calculations or high-level maths expertise. All you need to do is enter the numbers that relate to your purchase and select a term and balloon preference – the calculator will do the rest.
Customise Your Repayment Plan
The functionality of the calculator allows users to work out what their monthly outgoing will likely be based purely on the values entered. Buyers can observe how the repayment amount changes by tinkering with the preferences entered like the rate and credit product – Secured, Unsecured, Chattel Mortgage, CHP, Lease, and Rent-to-Own.
Estimate Repayments for Any Vehicle
Our online device can be used for working out estimated repayments for all types of vehicles for commercial operations or recreational use. However, it is important to note that the results are estimates only and that individual applications will likely attract a different rate or term based on specific circumstances. The calculator also fails to include lender fees and charges in its estimations.
Plan Your Vehicle Repayments with Confidence
Regardless of the overall accuracy of our estimation device, it is still a highly invaluable tool for borrowers when it comes to buying or planning a purchase. For whatever new or used car that you want to buy, work out the likely repayments – utes, cab chassis, commercial vans, passenger cars, wagons, SUVs, light commercial vans, 4WDs and small hatches.
Make Informed Car Finance Decisions
Make a more informed decision about your car purchase by using the free and invaluable online car loan calculator today.
- Contact Easy after obtaining an estimate in your ballpark
- Easily convert interest rates to monthly repayment estimates
- Compare monthly repayments on different vehicle prices
- Adjust preferences to obtain better repayment estimates
Determine Your Repayments before Contacting Easy
Prior to contacting us, buyers can independently get an estimation of their car loan repayments. The online calculator is fast and easy to use, perfect for harnessing the financial mindset necessary for a purchase as important as a new or used car.
At Easy, we secure our enviable low interest rates from a vast lender base of over 80+ banks and lenders. This means, buyers who come to us for their car finance not only receive the best rate for their circumstances, but the best lender to help them on their journey.
If you’re looking for an affordable commercial or personal car loan, our quick online calculator can help you compare rates, terms, and loan amounts. Simply enter a loan term of 1 to 7 years, and select the relevant credit option and rate that aligns with your financial goals. To find the best financing option for your needs, have a crack at our user-friendly online estimation device.
- Quick, easy-to-use online estimation device
- Compare rates, terms, loan repayments
- Loan terms of 1 to 7 years


Request a Car Finance Quote, Apply Online - 24 Hour Approvals!
Looking for car finance? We make it easy! Harness a solid initial idea of your potential monthly loan repayments with our online estimating tool. Keep in mind that this tool is simply designed for general estimates and does not take into account the unique details of your credit profile.
Looking for a more accurate and tailored quote, or to proceed with your application for car finance? Reach out to our office today. Our team of highly trained, skilled and experienced brokers are ready to assist you, or you can explore our online resources for further information.
We’re convenient and enjoyable to deal with. Get quick 24-hour approvals and drive away in your car quicker by choosing Easy Car Finance’s online calculator for your repayment estimations.
The most frequently asked of the questions
What is an online car finance calculator?
Our Easy Car Finance online calculator is an easy-to-use tool to help buyers get estimations on their likely monthly repayments when seeking a car loan. Buyers enter specific details like vehicle price, loan term, and interest rate to quickly determine what their financial commitments could be if they select a certain loan type. The calculator eliminated the guesswork involved in financing a vehicle.
How do I use the online car finance calculator?
Using the online car loan calculator is simple. Buyers will enter the relevant details, like the vehicle purchase price, loan terms, and chosen credit product. After this, the calculation will take place to generate an estimate of the likely monthly repayment commitment. Buyers are able to adjust the variables to see how it impacts the repayment amount displayed.
Is Easy’s car loan calculator free to use?
Yes, our online car loan calculator is free to use and extremely straightforward. It provides immediate estimates and does not involve any hidden fees or charges. To access the calculator, buyers simply need to visit our website and start estimating their loan repayments.
What vehicles can I receive an online repayment estimate for?
A wide range of vehicles can receive repayment estimations via the online calculator. This includes both new and used cars, utes, SUVs, vans and more. The calculator accommodates various types of vehicles for both personal and commercial use.
Am I able to compare credit facilities via the online car loan estimation device?
Yes, our online car loan calculator allows users to compare a number of credit facilities quickly and easily. Buyers are able to explore their options such as secured and unsecured loans, as well as varying commercial financing solutions like Chattel Mortgage, Lease, Rent-to-Own, and CHP.
How accurate are the repayment estimations generated by the online loan calculator?
The repayments estimations provided by the online car loan calculator are based on the figures and options inputted by the user. It is a helpful tool for initial planning, however sometimes it does not reflect the exact rates offered by lenders. Additionally, individual applications will often vary due to unique buyer circumstances like credit scores and lender terms. After using the online loan calculator, it is important to contact one of our brokers to confirm the quote.
I’ve used the estimation device. How can I get a more accurate loan quote?
To get an accurate loan quote after using the online car loan calculator, buyers should submit a request through our online form or contact our office directly. Our experienced brokers will assess your individual situation and provide tailored quotes to reflect your financial profile.
How do I apply for car finance?
The application process for car finance through Easy Car Finance is quick and easy. After you have used the online estimation device to get an idea of your potential monthly loan repayments, you can either request a quote online or contact our office. We are ready to get started with your application. Get quick approvals within 24 hours by leveraging our support.